What People Say About Me

Asha
Great experience

Prakash Ruparelia was extremely knowledgeable about my benefits issue, where other firms had not been able to help me. He was communicative and reassuring, and provided sound advice that helped me to avoid issues further down the line. I would recommend his services.

Elisabeth
Pensions advice

I highly recommend Prakash Ruparelia from Scott-Moncrieff & Associates. He helped my mother to find a prompt and cost-effective way of resolving her case. At each stage of legal process Prakash gave clear and concise advice and provided an honest appraisal about the merits of our case. This helped us to make informed decisions about what steps to take. Always calm and well-prepared, Prakash worked tirelessly to achieve a brilliant result for us.

Mussarat
M. Zeban

I was very fortunate to have found Prakash Ruparelia to help me. I was going through a bad time physically and mentally to deal with my claim.he made the process so easy and efficient. He is a very honest and professional at what he does . I’m very appreciative of his help.

Julian
PIP 1st Tier Tribunal Appeal

I would like to thank Prakash Ruparelia for preparing appeal and representing my son at the PIP Tribunal last week. It was really helpful to have his expert guidance and reassurance throughout what has been a difficult and stressful process. The appeal was successful.

Anna
Pip appeal / Tribunal

I had a fantastic experience with Scott-Moncrieff & Associates, my named solicitor was Prakash Ruparelia, he was very knowledgeable/ experienced in the process of personal independence payments appeals, he guided me through the process, reassuring me at all times. He was professional and communication was key for me, he always responded to any queries I had.

I would highly recommend their services and wouldn’t hesitate to use them again.

Debt Recovery

Debt Recovery & Enforcement

When a Debtor Refuses to Pay

Being owed money is stressful. You may have carried out work, supplied goods, or lent money in good faith. Yet the debtor ignores your calls and letters, leaving you unpaid.

Unpaid debts can damage your business or personal finances. Therefore, it is vital to act quickly. Early legal advice stops the debtor from avoiding their responsibilities and improves your chance of recovery.

Swift action often means the difference between getting your money back and never seeing it again.


Debt Recovery Solutions

I offer practical and cost-effective debt recovery services. If a debtor owes you money, I can help you secure a County Court Judgment (CCJ).

The court judgment includes:

  • The debt owed.

  • Statutory interest.

  • Compensation.

  • Solicitors’ fixed costs.

  • Court fees.

Once entered, the judgment requires immediate payment. It also places the debtor’s name on the Register of Judgments, Orders and Fines. If the debtor pays within one month, they can apply to remove the entry.

However, the court does not enforce the judgment for you. If the debtor fails to pay, you must take enforcement steps.


Enforcement of a Judgment

I can assist you in enforcing judgments when debtors still refuse to pay.

Methods of Enforcement

  • Warrant of Execution – County Court Bailiffs enforce judgments under £600.

  • Writ of Control – High Court Enforcement Officers enforce judgments over £600.

  • Attachment of Earnings Order – Money is taken directly from the debtor’s salary. This is effective if disclosure could harm their employment.

  • Order to Obtain Information – The court orders the debtor to provide details of income and expenditure.

  • Charging Order – If the debtor owns property with equity, a charge can secure the debt. They cannot sell without paying you first.

  • Third Party Debt Order – If someone else owes the debtor money, the court can direct payment to you.

  • Winding-Up Petition – For companies that refuse to pay. The court can close the business.

  • Bankruptcy Proceedings – For individuals who fail to pay. The court can declare them bankrupt.


Choosing the Right Option

Every debt case is different. The right enforcement method depends on the debtor’s circumstances. Importantly, seeking professional advice helps you choose the most cost-effective and efficient option.

With my support, you can act quickly, protect your finances, and recover what you are owed.

Take Action Today

Do not let unpaid debts damage your business or personal finances. The sooner you act, the better your chances of recovery.

Call 020 3972 9011 today or complete our online enquiry form to speak directly with an experienced debt recovery solicitor.

I represent clients nationwide and can assist you immediately with debt recovery and enforcement.

 

How to find us

London Office

Scott-Moncrieff & Associates Ltd Solicitors
Temple Chambers
3-7 Temple Avenue
London
EC4Y 0HP
Office: 0203 9729011
DX 116 LD
www.scomo.com

Leicester Office

Scott-Moncrieff & Associates Ltd Solicitors
New Walk House
108 New Walk
Leicester
LE1 7EA
Office: 0203 9729011